Nick Maggiulli

Just Keep Buying

1. IDEA 1

   Focus depends on your stage

   Maggiulli argues that people with little money should focus on saving, while those with more should focus on investing. Where you are determines which matters more right now. Both matter eventually.

2. IDEA 2

   Growing income beats cutting costs

   Maggiulli argues that there is a limit to how much people can save by cutting spending, but less limit to earning more. He encourages building skills and income over time.

3. IDEA 3

   Spend without guilt using a rule

   Maggiulli suggests a 2x rule: when buying a luxury, put the same amount toward investments. This lets people enjoy spending while still growing their savings. Guilt disappears because saving keeps pace.

All 8 ideas from Just Keep Buying →