Author

Bill Perkins

8 key ideas, each explained in our own words.

Die With Zero

  1. IDEA 1

    Life is about experiences, not money

    Perkins argues that the purpose of money is to enable meaningful experiences during life. He believes many people save too much and work too long, dying with money they never used.

  2. IDEA 2

    Memories pay dividends

    Perkins describes memory dividends: experiences continue to bring joy through memories long after they happen. Early experiences pay dividends for longer. Perkins sees a good memory as something you carry for life, which is why he values collecting them early.

  3. IDEA 3

    Experiences have seasons

    Perkins argues that some experiences are best at certain ages, such as adventurous travel when young. Waiting too long can mean missing them. Some moments, such as a long trek, are harder to enjoy at the age of eighty.

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